Want to know how much you will have to pay for an insurance policy under "Obama-care"? Or how much of a fine you will pay if you DON'T? See it here!!

The Wall Street Journal has an excellent article and interactive that uses Oregon as an example of what it is going to cost young people (up to age 35)  to purchase health insurance as mandate by the Affordable Care Act (aka "Obamacare").  Your State will likely have different prices, maybe higher or lower.

If you are not covered by your employer (or don't want to be) and you are NOT exempt for the provisions of the Act, then here is an example of how much you will be required to pay or face a fine (second graphic below).

I picked "Restaurant Server", but it could be ANY job paying about $12.71. I picked age 22 just as a reference.  You can go to the site and change the variables as they pertain to you.   The hourly wage/annual income is what is important.  You can see for yourself that you would not qualify for any subsidy help with your premiums at that income (assuming you are single, no kids) and what your premium might be for the coverage you choose.

FYI: A "deductible" is the amount you must pay BEFORE insurance kicks in.  Any medical costs you incur OVER the stated deductible is covered by insurance.  There are some exceptions to this as you can see under each policy description.  Basically, the more premium you pay, the better the policy terms are, i.e. a lower deductible you are responsible for paying.

Source:Wall Street Journal

Don't want to pay?  Remember, unless you qualify for an exemption this is an either/or proposition.
Here is the penalty you will have to pay for not doing so starting in 2014. The cost of not buying insurance will escalate in subsequent years.  This is what the IRS will be responsible for collecting from you at tax time.