Hayward "Blah, Blah, Blah" Blog---Just a Retired Social Studies Teacher. That's all...

Economics, civics, constitutional law, Supreme Court cases, AP Economics teaching resources, and classroom lessons by a retired social studies teacher.

The Self-esteem movement runs through our University system, but it is not from the students. University administrators need to stop patting themselves on the back. This is a MAJOR disconnect.

Short explanation of why the Social Security Tax is a "regressive tax" and negatively impacts lower income people. Kinda important to know when discussing taxes in a larger context...

Nice graphic showing where a majority of new jobs have been created in the last year. Is this a "Do you want fries with that?" economic recovery???

Quick look at today's just release Employment Report. Unemployment rate decreased but probably for the wrong reason...

Interesting graphic showing how someone earning $69,000 or $29,000 ends up with the same income (cash and non-cash) after taxes/benefits/subsidies are factored in/out. Enlightening regardless of your politics.

See the pictures here of how Amazon.com is going to cause a long and painful death for Walmart and other Brick and Mortar businesses.

A Tax To Die For...Here I briefly explain another "Fiscal Cliff" tax issue: The Estate ("Death") Tax...

Could not resist. Low Hanging Fruit. Picture of Romney visiting a McDonalds hours before meeting with the President. See my addition to the photo.

One element of the Fiscal Cliff explained here. This one LIKELY will affect your paycheck in January. Ouch!

Yesterday I showed you how someone with an income of $45,000 can pay NO Federal income tax (47%-er) . Today I use the same household and show you how they are a major tax PAYER. These things are never as easy as they appear...

See here how easy it is too have a pretty good paying job (teacher?) and be a member of the "47%" at the same time. Nice graphic and my explanation of why it is so...

The baby needs new shoes! Do you want to pay 40% of the purchase price in taxes to do so? Probably not, but you DO. See here why...

Average hourly wages for large retailers. How accurate are they??

My Black Friday piece of Advice, Dos Equis-Style...

A Thanksgiving Day meal costs 71% more compared to 1986 but it takes the average worker TODAY 45 minutes less to earn the money for that meal. This must mean we are better off, right?